Qualified Charitable Distribution (QCD) from IRA — age 70½+
Direct transfer from your traditional IRA to Wounded Warriors. Counts toward your RMD.
Why this vehicle: Tax-efficient lifetime giving for IRA holders age 70½+. The QCD reduces your taxable income (the amount transferred is excluded from gross income) and can satisfy all or part of your Required Minimum Distribution (RMD). Annual cap: $108,000 per individual in 2026 (indexed annually). Spouses can each make separate QCDs.
Use this exact information
EIN 86-1336741
Wounded Warriors (d/b/a Warriors Fund) 1790 Hughes Landing Blvd Ste 400, The Woodlands TX 77380 IRS-recognized 501(c)(3) public charity, ruling year 2021 Texas nonprofit corporation
Requirements
Account holder must be age 70½ or older on the date of the transfer
Transfer must go directly from the IRA custodian to Wounded Warriors (not through you)
Charity must be a 501(c)(3) public charity (we are; EIN 86-1336741)
Annual cap $108,000 per individual (2026); applied to AGI exclusion
How to set this up
Contact your IRA custodian and request a Qualified Charitable Distribution form. Provide the information below. The custodian writes a check directly to Wounded Warriors and reports the transfer correctly on your 1099-R (use Code 7 with the amount in Box 2a as $0 — taxable amount is zero).
Information to provide your IRA custodian
legal name
Wounded Warriors
ein or taxid
86-1336741
address
1790 Hughes Landing Blvd Suite 400, The Woodlands, TX 77380
memo or designation
QCD — for general charitable purposes
Next step
After the QCD, ask Wounded Warriors to send you a written acknowledgment letter — required to substantiate the QCD on your tax return.
IRA custodians with one-page QCD forms
Fidelity · Vanguard · Charles Schwab · T. Rowe Price · TIAA · USAA / Victory Capital · Edward Jones
EIN matters: "Wounded Warriors" (us, EIN 86-1336741) and "Wounded Warrior Project" (WWP, EIN 20-2370934) are separate 501(c)(3) organizations. Always confirm 86-1336741 on the bequest/beneficiary form so your gift reaches the intended organization. Banks and trustees route by EIN, not name.