2025 VA Disability Compensation

40% VA Disability Pay

Veteran with Spouse — federal monthly benefit, tax-free

Monthly compensation
$859.16
$10,309.92 per year

Tax-free under federal law (38 USC §5301). Not counted as income for SSI/SSDI/SNAP/Medicaid eligibility purposes. Paid via direct deposit on the first business day of each month.

Who this applies to

Married veteran. Spouse must be a qualifying dependent (legally married or recognized common-law).

Additional dependent multipliers

If your situation includes more dependents than the table above, add the following amounts to your monthly total:

Not yet rated? Or want to file for an increase? File VA Form 21-526EZ. Include your DD-214 and current medical evidence. A County Veterans Service Officer (CVSO) will help you assemble and file for free — they're state-employed claims experts, no fee ever.
In crisis? Call 988 and press 1 for the Veterans Crisis Line — 24/7 confidential, federally-operated. Text 838255. Chat at veteranscrisisline.net.

Other dependent configs at 40%

Other ratings (veteran with spouse)

How VA disability ratings combine (38 CFR 4.25)

VA uses the "whole-person theory" to combine multiple disability ratings, not simple addition. Two 50% conditions don't combine to 100% — they combine to 75% (rounded to nearest 10% = 80%). The VA Combined Ratings Table is at 38 CFR 4.25. If you're at 70-90% and disabilities prevent you from holding "substantially gainful employment," apply for TDIU (Total Disability Individual Unemployability) — paid at the 100% rate even if your combined rating is below 100%.

About this rate guide

This page reflects 2025 VA disability rates published by the Veterans Benefits Administration. 2026 rates incorporate the 2.8% COLA effective December 1, 2025. Always verify the current rate at va.gov/disability/compensation-rates.