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Surviving Spouse + Dependent Benefit

SGLI / VGLI Death Benefits

Servicemembers' Group Life Insurance (SGLI) on active duty; Veterans' Group Life Insurance (VGLI) post-separation. Pays out to designated beneficiary at death.

Eligibility

Beneficiary on the policy at time of death. Default is "by law" order: spouse > children > parents > estate.

Payout
Up to $500,000 (SGLI) or up to $400,000 (VGLI). Tax-free.
Contact
1-800-419-1473

Note

Different from DIC which is a recurring monthly compensation. SGLI/VGLI is a one-time lump-sum from life insurance.

Find a free CVSO →
In crisis? Call 988 and press 1 for the Veterans Crisis Line — 24/7 confidential. Family members can also reach the line; bereaved family members of fallen service members are specifically supported.

Other survivor + dependent benefits

Dependency and Indemnity Compensation (DIC)Survivors Pension (Death Pension)Survivors' and Dependents' Educational Assistance (DEA / Chapter 35)CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs)VA Home Loan — Surviving Spouse EligibilityBurial and Memorial Benefits

About this guide

Survivor + dependent benefits are administered by the U.S. Department of Veterans Affairs. Always verify current eligibility + amounts at va.gov/family-and-caregiver-benefits before filing. CVSOs (County Veterans Service Officers) and VSOs (American Legion, VFW, DAV) file these claims for surviving spouses at no cost.