Surviving Spouse + Dependent Benefit
CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs)
Health insurance coverage for spouses + dependents of P&T or service-connected-deceased veterans.
Eligibility
- Spouse or child of veteran rated P&T (Permanent and Total) for service-connected disability
- Spouse or child of veteran who died from service-connected cause
- Surviving spouse who has not remarried
- Coverage
- Hospitalization, outpatient services, prescriptions, dental in some cases. Pays after primary insurance.
Note
Distinct from TRICARE which covers active-duty/retiree dependents. CHAMPVA is specifically for veteran-status-determined dependents.
How to apply
Submit VA Form 10-10d to the CHAMPVA Center.
In crisis? Call 988 and press 1 for the Veterans Crisis Line — 24/7 confidential. Family members can also reach the line; bereaved family members of fallen service members are specifically supported.
Other survivor + dependent benefits
About this guide
Survivor + dependent benefits are administered by the U.S. Department of Veterans Affairs. Always verify current eligibility + amounts at va.gov/family-and-caregiver-benefits before filing. CVSOs (County Veterans Service Officers) and VSOs (American Legion, VFW, DAV) file these claims for surviving spouses at no cost.